Money & Finance For the Average Joe

I have given up looking at the finance news. It just makes me depressed when everything is doom and gloom. Everyone saying how bad the recession is with high prices, low wages and low interest rates. For me it is the best time ever. I am earning lots, paying low interest on my mortgage and the things I buy seem to be getting cheaper. I feel over the moon about the recession and although I know that there are people suffering, I think that the news should recognise that and not just report the depressing side all of the time.

What would you do if you had enough money that you didn’t have to ever work again?

Well for some people this is a reality however for others this isn’t something that is within their reach or not in the sense of the reality they live in.

I was having a think the other day that if I was to cut out all luxeries such as cars, expensive clothes, foods etc that the amount of money I would actually need to survive isn’t as much as I thought.

Imagine that you didn’t need to live in a expensive house costing hundreds a month but instead perhaps a car you would reduce the amount of overheads considerably.

However the benefits of working is that we are able to have a better quality of life with the more money we have